Welcome to the Change Pillar: Our Debt Arbitration Process Service
During the Change Pillar, credit bureaus will release new credit reports. These reports will show the changes that have been made following the credit dispute process. If they have not removed the negative items, we will re-dispute them, depending on if they are within the statute of limitations or not.
We repeat this process for as long as it takes to make sure your reports are correct.
If, on the other hand, negative items have been verified and cannot be removed, we step into the Debt Arbitration process.
What is Debt Arbitration?
Through Debt Arbitration, we help you validate any accounts you may have that are in collection or charged-off that cannot be removed through the dispute process.
In order to do this, we will need to validate your creditors that under the Fair Credit Reporting Act, you do not owe this debt. This, we verify through the statute of limitation for your state.
To begin the debt arbitration process, we will first analyze your complete financial capabilities including other factors to your report and then create a plan of action.
Are You a Good Fit for Debt Arbitration?
Debt Arbitration is likely to be a particularly effective choice for you if:
- You have not been able to make regular credit card payments
- Your debt is unsecured
Creditors are just as concerned about unpaid debt as you are. Through the debt arbitration process, they will manage to get some returns on your debt instead of nothing. In fact, the more debt you owe, the more you can save on repayments.
What Are the Advantages of Debt Arbitration?
Aside from paying less, there are several advantages to debt arbitration for you:
- Debt arbitration can help you prevent your account from being sent to collections or being charged off
- It can also have a long-term, positive impact on your credit
Debt arbitration is a process that can help transform your credit report in the case of immovable negative items. This process is one that we specialize in and is above and beyond what most other credit repair companies offer you. It allows you to move from the dispute process and help you settle your debts feasibly and affordably based on your financial situation.
Negotiate for a Better Looking Credit Report
This is where you advocate to begin the debt arbitration process with your creditors to get the item removed as well.
We know which creditors are receptive to these types of negotiations and how they like to have them handled. We are likewise familiar with proven negotiation strategies that get you what you deserve.