Frequently Asked Questions

Q: Can Ipsan West help me secure a loan or credit line to expand my business?
A: Yes, we don’t do loans ourselves, but we facilitate through the credit underwriting process so that you can be in the best position to get prequalified for a loan.

Q: Can Ipsan West help me secure a loan or credit line to buy a home?
A: Yes, we don’t do loans ourselves, but we facilitate through the credit underwriting process so that you can be in the best position to get prequalified for a loan.

Q: Is Ipsan West a credit repair service?
A: Yes and no. A credit repair service will typically offer cookie cutter solutions and target a broader, less sophisticated demographic. We are a consulting company with multiple areas of credit and debt expertise to formulate tailored strategies and plans of action. Our clients are typically older (although not always) professionals, homeowners and aspiring homeowners, and business owners seeking to expand their businesses or secure larger credit lines or loans.

Q: How long will the process take?
A: Depending on the complexity or simplicity of the file, it can take a from 20 days, 90 days to a year depending on the different processes that need to be used. We worked with a client who when he came to us, faced significant challenges to securing a loan. After 3 months working with us, he was able to secure two $2.5 million FHA loans and purchase a $1.3 million home.

Q: When is the right time to get started?
A: The best time to get started is before making big credit purchases (personal or business) or preparing for professional licenses submission and regulatory compliance in different fields of work.

Q: Why is my personal credit worthiness important for me to get a business loan?
A: As a business owner purchasing big equipment or preparing for business expansion, the banks and financial institutions typically have the owner be the Personal Guarantor for most business loans so it is imperative that he or she be in the best credit position to qualify for potential business loans.

Q: I do not live in California, does that matter?
A: No. We have clients from around the world that utilize us to prepare for United States purchases and obtain the best interest rates possible for their purchases.

Q: Is Ipsan West the right company for me?
A: If you're an individual, professional, or business owner seeking to restore your credit worthiness or repair your credit history, you have a clear purpose of what you want to achieve in regards to your financial goals, and you're ready to commit to achieving those goals, then Ipsan West may be able to assist you.