Our 4 Powerful
Credit Restoration Services

Let us remove negative items from your credit report using our masterful credit restoration services so you can get back to living the life you deserve.

Vector illustration of credit restoration services data.


Repairing your credit can be a grueling battle to tackle yourself. The good news is that you can hire a credit restoration company, like Ipsan West, to do it for you.

There are several advantages to credit restoration services to consider:

  • Federal law requires credit bureaus to prove the information on your credit report. We help improve your credit score by removing negative aspects that the bureaus can not verify.
  • We have a tremendous amount of experience exploring your debt options to provide you with a better plan.
  • We know our way around the industry using proven strategies that work, especially when removing errors on your credit report.

The Facts On Repairing Your Credit

You can attempt what credit repair services do, such as ordering your credit reports from the primary credit bureaus and then scanning them for errors. You will then need to dispute the errors in written notifications with documentation claims. Of course, taking on this process will take you a tremendous amount of time, effort, and knowledge.

Because of our vast experience with credit restoration services, you can rely on us to deliver results more effectively to achieve the life you deserve.


Credit Consultant

Everyone’s credit history is different. You deserve a unique, personalized approach to your situation instead of a canned process with limited results.

Credit Restoration

With time we will restore your credit where it belongs. We are relentless during our proven process and interventions.

Real Estate Partner

We work with many real estate agencies with clients who require a higher credit score to secure the house they want and need.

Creditor interventions

We intervene on your behalf to stop creditors and collection agencies from reporting questionable accounts to the credit bureaus that further harm you. 

Remove Negative Items

We dispute and have removed inaccurate, incomplete, unverifiable, unauthorized, and fraudulent negative items.

Personal Attention

Many credit repair companies place you into a standardized, one-size-fits-all program instead of using a personalized approach.

Credit Report Analysis

We meticulously inspect your credit reports with a fine-tooth comb to discover blatant inaccuracies that negatively impacts your credit score.

Multiple Errors Repair

Many times there are multiple errors reported of the same negative item. We immediately take action to remove duplications.

Dispute Discrepancies

Negative items we dispute that the credit agencies cannot prove as accurate must be removed from your credit report by law.

The 4 Credit Restoration Pillars for Financial Freedom

Credit repair success requires a system that has proven to work time and time again. With forty years of related financial experience, that is precisely what Ipsan West has been doing for thousands of clients with the four Credit Restoration Pillars of:
✓ Check, ✓ Challenge, ✓ Change and ✓ Conquer.


Your Way to the Future You Deserve

You may not associate the word pillar when you think about credit restoration, but having a good credit score is a pillar of financial success. Our process to restore your credit starts with the Check Pillar. We then progress through the Challenge and Change Pillars, until you reach the ultimate pillar of Conquer that you deserve.

Positive credit reports are essential for financial freedom. A good credit score determines how much money you can receive for  loans throughout your entire life. By allowing us to help you climb the credit repair pillars through our simple and proven process, you can experience the future you desire.


Our first Check Pillar is initiated by requesting your credit reports from the three major credit reporting agencies: Equifax, Experian, and TransUnion, known as the “Big Three.”

These credit reporting agencies gather information about you from sources like your bank, credit cards, and loan companies. They also take data from public records, such as property or court records.

We order your credit report from all three bureaus because each bureau receives your credit history from different sources. As a result, one credit bureau’s report may not match another credit bureau’s report.

When you purchase a car or home, the lender requests your credit report from one of the reporting bureaus. As you can imagine, your report can be full of mistakes and inaccuracies. Even late payments, judgments, charge-offs, and bankruptcy can be unfairly reported.

Once we have your credit reports, we run them through our Credit Report Analysis so we can identify questionable items. With precise planning, we determine where to focus our efforts and build a game plan for the next Challenge Pillar.


We start the Challenge Pillar by immediately disputing your credit report errors.

Once we have identified the incorrect information that is adversely affecting your reports through our credit report analysis system, we help you gather the necessary evidence to challenge the errors.

Sometimes, the documents you need to provide as supporting evidence are easy to gather. For example, suppose there is an error in your address. In that case, you can provide copies of your utility bills or driver license to prove your current address.

However, this is not always the case. Sometimes, such as suspected identity theft, it can often be difficult for individuals to determine exactly what supporting documentation you need when challenging a credit bureau. Once we’re involved, we take over these issues to make the process as easy as possible for you.

Once information is gathered, we send a credit dispute letter to the relevant bureaus. This letter details your report’s inaccuracies and requests to see the bureau’s supporting documents for their claims.

With bulldog determination, we write and call each creditor multiple times to achieve optimal desired outcomes.

Please note that we can only send each dispute letter to a single bureau. This is because each bureau independently issues its credit report, and errors may not be consistent across reports. For best results, we dispute all your credit reports with all three of the major credit bureaus: Equifax, Experian, and TransUnion.

Now that we have disputed your errors, it’s time for the Change Pillar for credit restoration.


Once we have sent letters and made calls disputing your credit report, our Change Pillar is initiated to ensure the bureaus have corrected your report.

The credit agency legally has between 30-45 days to respond to your dispute, though that is not aways true nor accurate.

We help ensure that your credit report is as accurate as possible by asking creditors and bureaus to verify or remove the negative items reported on your credit report.

There are several laws on your side to make sure credit report bureaus report only true and accurate information. The major one is the Fair Credit Reporting Act. As a credit repair and restoration provider, we use these laws and scrub questionable items from your report.

A significant advantage of hiring professionals like us is that you can be sure we have the experience and knowledge of what laws and regulations can be used to improve your credit, even beyond the obvious ones.

By this time, you should see positive changes in your credit score. But we’re not done yet. We have one last pillar to reach for success.


Once we have helped you successfully restore your credit report, we begin climbing the Conquer Pillar.

A good credit score is essential for every part of your life. It can affect loans you apply for, lower interest rates, credit card limits, rent, even job applications. This means that an incorrect credit score is not only annoying, but it is also actively harmful to every part of your life.

By watching your credit and actively addressing issues as they arise, we allow you to have peace of mind. You can be confident that you are on track to reach your credit goals, which will enable you to enjoy a previously unprecedented level of financial freedom.


It requires active and frequent communication to complete the four pillars of credit restoration. We continuously communicate with you, the bureaus, and even your lender professionals if you desire.

We keep at our task with the bureaus until the errors are corrected. And all the while, you can take care of your life while we work behind the scenes.

Trust is foremost on both sides of the table. Together we are more robust, and together we will win, resulting in a credit score that you can be proud of.


I have spent over 40 years in the financial field helping individuals and companies achieve an increased credit score allowing them to move forward with their lives in ways they never dreamed.

Because of our vast experience and knowledge in the industry, we have a proven process that jumpstarts your credit score improvement. We know what works and what doesn’t. But it’s not just knowledge with a cookie-cutter approach for the work we do. It also takes ingenuity, tenacity, and passion.

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Copyright Ipsan West 2020

DISCLAIMERFINANCIAL, LEGAL & TAX NOTICE: Ipsan West (IW) does not provide tax, legal, or financial advice. Please consult a licensed attorney, CPA, or financial adviser for these types of professional services.

TEXAS BASED BUSINESS: Ipsan West is a Texas based company that does business nationwide. 

EXPERIENCE BASED COMMENTS:Be advised that all comments regarding our services are based upon individual experience, observations, and opinions. They do not represent any guarantees or promises.

INACCURATE, UNVERIFIABLE OR UNAUTHORIZED INFORMATION: IP is in the business of educating and assisting others in removing inaccurate, unverifiable, or legally unauthorized information. 

INDIVIDUAL RESULTS VARY: Every business and individual has different credit issues, creating different results for other people. One client’s success does not guarantee success for all clients.

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